Can I open SBI account with zero balance?

Can I open SBI account with zero balance?

SBI zero balance savings account: At the time of opening the account, there is no need for a minimum balance. Without any fees, customers are provided with an ATM-cum-debit card. Deposit and withdrawal services are free of cost. For non-operation or activation of an inoperative account, the bank cannot levy charges.

How can I use SBI zero balance account online?

One can open this SBI account online through SBI YONO App or through SBI official website — or For opening this instant account, a user is required to have a valid Aadhaar number, permanent account number (PAN), an active mobile number linked to Aadhaar number and an active email address.

Can I do net banking with zero balance account?

No, you can access your zero-balance savings account via the internet and phone banking facilities, at an ATM and at the bank if required….Top Zero-Balance Savings Account for Indian Citizens.

Bank Features
IDFC Zero Balance Account Internet banking and mobile banking Free cheque book and passbook Free debit card

Is SBI Yono a zero balance account?

Through SBI Yono has introduced SBI Insta Saving Account, a digital zero balance account to their customers that they can open through the SBI YONO mobile app or by visiting the SBI YONO web portal.

What is the minimum balance in SBI current account?

Rs. 5,000
SBI Current Account Interest Rate

SBI Regular Current Account
Minimum Account Balance Rs. 5,000
Non Maintenance Charge Non Rural – Rs. 5,000 Rural – Rs. 2,500
Cash Withdraw Limit Free cash withdrawal from home branch
Interest Rate Nil

How can I check my minimum balance in SBI?

Once you log in to your account, from the accounts section, click on “Click here to view the last 10 transactions“. You can now view the mini statement of sbi account. From here, click on “Click here to check MAB“. On the new page, you can now check monthly average balance of your sbi account.

How do I check my 0 balance?

Calling a Toll-Free Number

  1. Call 1800-270-3333 to check your account Balance.
  2. Dial 1800 1800-270-3355 to check your Mini statement.
  3. You can call 1800-270-3377 to get Account Statement.
  4. You can call 1800-270-3344 for mobile banking.

Which bank salary account is best?

The following is the list of the best bank to open salary account in India:

  • HDFC Regular Salary Account.
  • Axis Bank Prime Salary Account.
  • SBI Corporate Salary Package.
  • Kotak Platina Salary Account.
  • Citibank Suvidha Salary Account.

Is Yono SBI is safe?

(SBI) has launched a security feature on its YONO and YONO Lite platforms called SIM Binding. The new version of these platforms will protect customers from various digital frauds.

Can I have 2 SBI accounts?

There is nothing illegal for a person to have two Bank accounts with SBI with same identity proof. Accordingly you can apply to open a new account in another branch of SBI without any hesitation and remember to write the previous account number in the exact field in the form to take the advantages.

Is SBI current account good?

0.5 4.0/5 “Great!” I have a current account with SBI from last 2 years, the banking services are good in this bank. I faced issues like, the charges are high and they misguided me. Now the charges are reduces ans the customer service is good with this bank.

What is account keeping fees in SBI?

For instance, State Bank of India (SBI) customers holding savings accounts in metros and urban centre branches are required to maintain an average monthly balance of ₹3,000. The requirement drops to ₹2,000 for customers in semi-urban branches and ₹1,000 for rural branches.

Can I maintain a zero balance in SBI?

Simply put, SBI customers keeping nil funds (or zero balance) in any type of savings account with the bank will not have to bear any penalty charges.

Which bank has best zero balance savings account?

Top Zero Balance Savings Account 2020 IDFC First Bank Pratham Savings Account. Rate of Interest (% p.a.) DBS- DigiSavings. Rate of Interest (% p.a.) YES Bank- Smart Salary Advantage. Rate of Interest (% p.a.) Kotak Mahindra Bank- 811 Digital Bank Account. Rate of Interest (% p.a.) IndusInd Bank- Indus Online Savings Account. Rate of Interest (% p.a.) Standard Chartered Bank- Aasaan / BSBDA.

How can we open SBI savings account?

Procedures to Open SBI Saving Account (Offline) 1. The customer has to visit the branch and get account opening form from the banking personnel or they can download the form online. 2. Customer should be prepared with the completed forms for savings account creation. 3.

How to check my SBI credit card balance?

Call any of the SBI helpline numbers 1860 180 1290 (toll free) or 39 02 02 02 (prefix local STD code).

  • Select preferred language
  • Press option 1 for credit card related information
  • Again press option 1 to enter card details including card number and date of birth when prompted