Tips and recommendations 

Can someone on SSI have a bank account?

Leia Doyle

Can someone on SSI have a bank account?

Or an SSI recipient may be named on a bank account of a friend or family member as a matter of convenience. Having SSI recipients on these accounts is a positive benefit for the family members and friends who need help to maintain their independence and ensure they can meet basic needs.

Can I deposit my sons SSI check in my account?

Other funds, except for certain past–due Supplemental Security Income (SSI) benefits, cannot be commingled with the funds in the dedicated account. The account cannot be in the form of certificates of deposit, mutual funds, stocks, bonds, or trusts. The title must show the child owns the funds, including interest.

Can you spend money in a child’s SSI dedicated account?

This is your child’s money, but there are limits on how you can spend it. You can only use it for items and services that relate to your child’s disability and benefit the child. To set up a dedicated account, bring the notice from the SSA showing your child is entitled to back payments to the bank of your choice.

How far back does SSI check your bank account?

They can look back three years.

Do I make too much for my child to get SSI?

The SSA deems parents’ incomes in two categories, depending on whether the income is earned or unearned. Single parents may collect SSI for their eligible children with unearned income as high as $1,998 a month. Two-parent households may qualify with up to $2,390 in unearned income.

What is the income limit for SSI for a child?

WARNING

Gross monthly income BELOW the dollar amounts shown means a disabled child may be eligible for SSI benefits. Amounts given are general guidelines only.
Number of ineligible children in household One parent in household Two parents in household
0 $3,301 $4,095
1 $3,698 $4,492
2 $4,095 $4,889

How does parents income affect child’s SSI?

If you live with one parent, and get child support from your other parent, SSI counts two-thirds of the child support as income. Your parent gets $300 each month from child support. SSI counts two-thirds of that and reduces your monthly SSI check by $200.

Does my child qualify for SSI if he has autism?

A child applying with autism will have to apply for Supplemental Security Income (SSI) benefits, which are for people with disabilities and with very little income. Because children do not work, parents’ income will be taken into consideration when applying for SSI benefits on behalf of a child with autism.

What is the income limit for a child to get SSI?

WARNING

Gross monthly income BELOW the dollar amounts shown means a disabled child may be eligible for SSI benefits. Amounts given are general guidelines only.
1 $3,698 $2,025
2 $4,095 $2,422
3 $4,492 $2,819
4 $4,889 $3,216

Does parents income affect child SSI?

Families of children must meet the income and resource limitations for SSI, but Social Security won’t count some of the parents’ income. Social Security attributes some of parents’ income to children for the purpose of deciding SSI eligibility, in a process called “deeming.”