Does bad credit affect top secret clearance?

Does bad credit affect top secret clearance?

Imperfect financial circumstances, such as bad credit scores, can have a negative influence on your application and potentially cause your security clearance to be denied. However, the dollar amount associated with your financial troubles is usually less important than the reasons behind your financial situation.

How do you qualify for top secret clearance?

Whether you’re applying for a Confidential clearance or a Top Secret security clearance, you need to complete the SF-86, cooperate with investigators in the course of the investigation, and be trustworthy – that’s the path to a Top Secret clearance job.

Can you get top secret clearance with debt?

While it is generally conceded that excessive debt is a cause for denying security clearances, no branch of the military has a set amount of debt that will result in being denied. That is considered an excessive amount of debt, but not a disqualifying amount unless the debt has been delinquent for some time.

What credit score is needed for secret clearance?

The Link Between Your Credit and Your Clearance The credit report obtained by investigators does not include an individual’s credit score, so it matters not that your score might be 720 or above (considered a good risk by companies offering credit).

How far back does a Top Secret clearance go?

The clearance process for Secret level access uses an investigation called the National Agency Check with Law and Credit that goes back five years, while the clearance process for Top Secret uses a Single Scope Background Investigation that goes back ten years.

What can deny you a top secret clearance?

The Most Common Reasons for Being Denied Security Clearances

  • A history of poor credit choices.
  • Deceptive or illegal financial activities including theft, embezzlement, tax evasion, and other financial “breach of trust” problems.
  • A history of unpaid or late-paid debt.

How far back does top secret clearance go?

ten years
The clearance process for Secret level access uses an investigation called the National Agency Check with Law and Credit that goes back five years, while the clearance process for Top Secret uses a Single Scope Background Investigation that goes back ten years.

How much does a top secret clearance pay?

The average top secret clearance salary in the USA is $102,171 per year or $52.40 per hour. Entry level positions start at $62,500 per year while most experienced workers make up to $152,500 per year.

Does security clearance check bank accounts?

The government would need such a search warrant to read your emails and/or listen to your phone calls (although interestingly they do not need a warrant to see who you called and view your bank account information – neither of which they will do in a background investigation).

What makes you fail a security clearance?

Illegal drug possession. Diagnosis of drug abuse or dependence by a medical professional. Evaluation of drug abuse or dependence by a licensed social worker. Failure to successfully complete a prescribed drug treatment program.

Is getting a top secret clearance worth it?

The highest levels of clearance can lead to even higher salaries. The Human Resource Association of the National Capital Area also reported that employees with top secret security clearance could earn up to 60% more than those without top secret clearance in certain jobs.

What do you need to know about top secret clearance?

The Department of Defense also obtains your criminal history records and credit record. Additionally, a Single Scope Background Investigation (SSBI)is conducted for top-secret clearance applicants. An SSBI investigation checks records held by employers, courts, and rental offices.

What are the different levels of security clearance?

There are three levels of clearance; Confidential, Secret, and Top Secret. Not all classified information is classified because they are state secrets but any items that are classified must be handled according to established secure procedures.

Do you have to earn a security clearance?

Security clearances are not part of a meritocracy; you don’t “earn” a Top Secret clearance after having worked your way up in trust from Confidential or Secret trust levels. The clearance you are given is appropriate for the security level you work in.

How many tiers of secret clearance investigations are there?

There are currently five tiers of investigations, but under the Trusted Workforce 2.0 model, the number of tiers will soon be reduced to 3, with the elimination of the Top Secret and Secret clearance reinvestigation tiers. What’s Checked in a Secret Investigation?