Lifehacks 

How long are post dated Cheques good for?

Leia Doyle

How long are post dated Cheques good for?

six months
Stale-dated cheques Financial institutions don’t have to cash a cheque if it’s too old, or “stale-dated.” Financial institutions usually consider a cheque stale-dated after six months, unless it’s: a certified cheque, or.

Can I cash a post-dated cheque after the written date?

Postdated checks can usually be cashed or deposited at any time unless the person who wrote the check specifically told their bank not to honor the check until a certain date. Rather than writing a postdated check, it may be better to use online payment services or coordinate with your biller to move back the due date.

Can I cancel my post-dated Cheques?

Sure you can. call your bank with the cheque number and your bank info, it costs about 5-10, but it’s worth it if you need it. If your cheque was for rent, and you put a stop payment on it your landlord can say you did not pay your rent and give you an eviction notice.

Can you cancel post-dated Cheques?

Can we deposit post-dated cheque in bank?

The cheque can be cleared only on or after of the date mentioned on the cheque. You can deposit it within 3 months of the date mentioned. Anytime before or after those 3 months, the instrument cannot be cleared. If you don’t deposit it after 3 months then it becomes a stale cheque.

Can we drop post-dated cheque in bank?

If a drawer writes a cheque with post date it means the amount of the cheque is to be claimed only on the date written on the cheque. Banks are not supposed to accept a post dated cheque for presentation. They can reject such cheques.

Can I cancel my post dated Cheques?

Are post-dated checks negotiable?

As a bill of exchange a post-dated cheque remains negotiable but it will not become a “cheque” till the date when it becomes “payable on demand”.

Can I cash a post-dated check at Walmart?

Unfortunately, Walmart does not cash post-dated checks. However, Walmart will cash all pre-printed checks that are not post-dated, including payroll, government, tax refund, and cashiers’ checks. Customers can cash post-dated checks at most banks, credit unions, and check cashing stores.