What are the 2 forms of identity theft?
What are the 2 forms of identity theft?
Here are some common types defined, and some actions you might consider to combat them:
- Financial identity theft.
- Tax identity theft.
- Medical identity theft.
- Employment identity theft.
- Child identity theft.
- Senior identity theft.
What do stolen identities do?
An identity thief can use your name and information to: buy things with your credit cards. get new credit cards. open a phone, electricity, or gas account.
What is needed to steal someone’s identity?
TYPES OF IDENTITY CRIMES Identity theft begins when someone takes your personally identifiable information such as your name, Social Security Number, date of birth, your mother’s maiden name, and your address to use it, without your knowledge or permission, for their personal financial gain.
What do you need to steal someone’s identity?
Much like a Social Security number, a thief only needs your name and credit card number to go on a spending spree. Many merchants, particularly online, also ask for your credit card expiration date and security code.
What are 2 warning signs that your identity may have been stolen?
10 Warning Signs of Identity Theft
- An unfamiliar loan or credit account on your credit report.
- An inexplicable denial of credit.
- Bills for accounts you know nothing about.
- An unexpected drop in your credit score.
- Collections agency calls for overdue accounts you know nothing about.
How do I know if someone is using my identity?
How To Know if Someone Stole Your Identity
- Track what bills you owe and when they’re due. If you stop getting a bill, that could be a sign that someone changed your billing address.
- Review your bills.
- Check your bank account statement.
- Get and review your credit reports.
What are the warning signs of identity theft?
Can someone access your bank account with your SSN?
In person, a bank may also accept a physical Social Security card, passport or Real ID in addition to your Social Security number. Someone might also try to use your Social Security number to open new financial accounts. They may have some success getting a credit card or loans under your name with your ssn.
What happens if someone knows your SSN?
A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.
Should I be worried if someone has my SSN?
If you suspect somebody has your Social Security Number — whether they stole it from a company (like Equifax) or you gave it to them voluntarily — it’s important to set up credit monitoring. Typically your bank or the company that was breached will provide this to you for free.