Which document are required to be submitted to the bank for taking a home loan?

Which document are required to be submitted to the bank for taking a home loan?

The documents required for home loan application are identity proof, address proof, income proof (bank statement, salary slip), along with property documents (sale deed, past sale deed, house tax receipt).

What are the documents required for bank loan?

Documents Required for a Personal Loan Identity proof (copy of passport/voter ID card/driving license/Aadhaar) Address proof (copy of passport/voter ID card/driving license/Aadhaar) Bank statement of previous 3 months (Passbook of previous 6 months.

How can I get a home loan with no income?

Tips to Avail a Loan Against Property without Income Proof

  1. Elaborate on Your Income to the Lender’s Representative.
  2. Keep a Check on your Savings.
  3. Opt for a Lower Loan to Value (LTV)
  4. Consider Choosing Peer-to-Peer Lending.
  5. Apply With A Co-Applicant.

Can an unemployed person get home loan?

Individuals without a steady source of income can get a secured loan if they own a property. When availing this loan for unemployed, the loan to value is not as high as that offered to people with a steady income source. Use the Property Loan EMI calculator to manage your finances effectively during the loan tenure.

Which bank gives loan without salary slip?

When seeking a personal loan without salary slips, it’s important that you find a lender who keeps the personal loan eligibility criteria simple. This will make way for a smooth loan application, verification and approval. One lender who gives you funding on easy terms, coupled with customised offers is Bajaj Finserv.

Can banks verify bank statements?

Are you wondering, “Do lenders verify bank statements?” The answer is yes. Lenders can either contact your bank directly or send a verification or proof of deposit request to your bank to validate your account balance and history.