Can you claim for an accident in a car park?
Can you claim for an accident in a car park?
The majority of car park accidents are relatively minor but on occasion they can lead to injuries as well as damage to vehicles. If you were injured in a car park accident as a consequence of negligence by a driver then you may be entitled to file a car park accident claim.
Are accidents in car parks covered by insurance?
Whilst most drivers will claim against their car insurance in the event of a car park accident, you may find yourself subject to a claim if someone is injured, or if their property is stolen or damaged. So your policy must include public liability insurance, protecting you against these types of public claims.
What happens if someone hits your car on private land?
Even though the incident occurred on private property, you should still contact the police. Most insurance companies are reluctant to pay on a claim, even if it occurred on private property, without a police report. You should also contact the owner of the property and alert them to the accident as soon as possible.
What can I do if someone damages my car parked?
Contact the other motorist. Give them a call so you can exchange insurance details. They may even offer to pay for the damage there and then. If the other motorist is still around and you’re able to talk to them immediately, take pictures of any damage on their car too. Again, you might need this evidence later.
What do you do if you find a dent in your car?
Steps to Take When Someone Dings or Dents Your Car
- Record information. If the driver who dents your car takes off, write down as much information as possible.
- Call the police. Even if you don’t have much information, it’s important to file a police report.
- File an insurance claim.
What should I do if someone hit my car?
What to do if someone hits your car
- Call the police and file a police report.
- Exchange information with the other person involved in an accident.
- Document the damage with photos or videos.
- Record contact information for any witnesses who saw the accident.
Can a car accident happen in a car park?
The most common location for a car accident to happen is in a supermarket car park and it’s not just other people and their careless parking that can cause damage to your car. Shopping trolleys and even immovable objects such as concrete pillars or lamp posts pose a risk of damaging your vehicle, or even yourself!
How many accidents occur in private car parks?
Private car parks account for 8% of car park accidents. Although most car park collisions are minor accidents, a large proportion of drivers don’t know how to handle this situation when it arises.
Who is at fault if your car is hit in a parking lot?
You are not at fault if your car is hit while parked and you can get an accident replacement car while your car is fixed. However, if your door was open, the liability for damage may be split between you and the offending driver.
How often does car park damage happen in UK?
It’s no wonder new and young drivers find car parks daunting, when reports from the RAC claim that two-thirds of British drivers have experienced some kind of damage to their car after parking in a car park. 28% have experienced three lots of damage, and 23% of people have experience five!