Should you wait for auto insurance to pay medical bills?

Should you wait for auto insurance to pay medical bills?

The bottom line is to submit the medical bills from your car accident case to your group health insurance carriers for immediate payment. Your bills will be promptly paid, at a discount to you, and you will be able to claim the entire amount billed by your medical providers in your personal injury case.

Will at fault insurance pay for medical bills?

Even if the person who injured you is clearly at fault, the law does not require him or her to pay your medical bills on an ongoing basis.

Will the insurance company send me a check for my medical bills?

In most cases when an injured patient gives the hospital the name of the insurance company responsible for paying the patient’s medical bills, the insurance company, in an effort to make sure the hospital will be paid, will send the check directly to the patient but with the check made payable to the patient (you) and …

Will my car insurance cover my medical bills?

Does Auto Insurance Cover Medical Expenses & Bills? Yes, your auto insurance will help cover your medical bills up to your policy’s maximums, but the extent depends on the type and amount of coverage you have. There are two types of auto coverage: liability only and full coverage.

What’s the difference between Med pay and bodily injury?

In auto insurance, the difference between medical payments and bodily injury coverage is that medical payments (MedPay) insurance covers the policyholder, while bodily injury coverage applies to a third-party. Liability insurance only ever pays for damage caused to others, but MedPay applies regardless of fault.

Does auto insurance cover your medical bills?

Medical payments coverage is part of an auto insurance policy. It may help pay your or your passengers’ medical expenses if you’re injured in a car accident, regardless of who caused the accident. This coverage is optional and not available in all states.

How does fully comprehensive insurance work?

In a nutshell, comprehensive car insurance cover – sometimes known as fully comprehensive cover, pays out if you damage your car, someone else’s car or injure someone in an accident, regardless of who is at fault. It’s different to third party insurance, which only covers the damage you do to other vehicles and people.

What does medical coverage on an auto insurance policy cover answers?

Medical payments coverage helps pay for medical and funeral expenses after a car accident. It’s an optional form of auto insurance that typically covers the policyholder, family members driving the car and any passengers. Also known as medical payments coverage or MedPay, coverage applies no matter who’s at fault.