Contributing 

What to do with my super if I leave Australia?

Leia Doyle

What to do with my super if I leave Australia?

You may only claim your super directly from your super fund within six months of leaving Australia. After six months of you departing Australia or your visa ceasing to be in effect (whichever is longer), your fund may be required to transfer the money to the ATO.

How do I get super advice?

Paying for financial advice Super funds often have a fee-for-service financial advice facility. All Industry SuperFunds have financial advisors who deliver professional, low-cost, commission-free advice to members. They can provide financial planning in person, over the phone and even online via webcam.

How do I contact ATO about my super?

Phone us on 13 10 20 (8.00am and 6.00pm local time – Monday to Friday, except public holidays).

How do I get the most out of my super?

Five ways to maximise your superannuation

  1. Accept more risk. One of the best ways to get more out of your super involves adopting an age-based investment strategy.
  2. Dump your fund if necessary. Monitor your super fund’s long-term returns.
  3. Set up an SMSF.
  4. Maximise your tax breaks.
  5. Start early, make more.

How do I get pension advice?

How to get your free Pension Wise appointment. Or, you can book a free Pension Wise appointment over the phone, by calling 0800 138 3944.

Can I get free financial advice?

Many advisers offer a first consultation for free. If you’re not sure if you need advice, you can make an appointment to find out what they can do for you. If you’re looking for general financial planning advice, or for advice on buying particular investments, you’ll likely pay a fee.

How do I find out how much super I have in Australia?

Keep track of your super by linking your myGov account to the ATO….See also:

  1. Access myGov via the ATO app.
  2. Online services – super for individuals.
  3. Online services for individuals and sole traders.
  4. Super data: multiple accounts, lost and unclaimed super.
  5. Searching for lost and unclaimed super – form.
  6. ATO-held super.

Can I put extra money in my super?

You can add to your super by entering into a salary sacrifice arrangement with your employer, making personal super contributions, transferring super from foreign super funds or you may be eligible for government contributions.