Where can I use Gem Visa interest free?

Where can I use Gem Visa interest free?

Where can I shop interest free with Latitude Gem Visa?

  • JB Hi-Fi.
  • The Good Guys.
  • Apple.
  • Amart Furniture.
  • Luxury Escapes Travel.
  • Michael Hill.
  • Samsung Electronics Australia.
  • Freedom.

How does Gem Visa allocate payments?

We’ll allocate your payment to the balances that are attracting the highest rate of interest and ensure any minimum monthly payments are met first. For our standard interest free terms, each purchase requires a minimum monthly payment of 3% of the owing balance (in total – or $20, whichever is greater).

Does Gem Visa have an annual fee?

The Latitude Gem Visa credit card charges a monthly account service fee of $8.95….

Annual fee $0
Minimum monthly repayment 3% of the closing balance or $25, whichever is greater
Late payment fee $30
Foreign currency conversion fee 3%
Cash advance fee 3% or $3, whichever is greater

Can I increase my gem Visa limit?

Go to the Manage Account section and select Reduce Credit Limit, then it’s as easy as filling out the required fields and letting us know what you want the new limit to be. When complete, you will see your new limit updated on the app.

Can I get cash out on my gem visa?

You CAN withdraw money on your GEM Visa, but it’s not interest-free. As the GEM Visa is a credit card, you can withdraw money on it (known as a “cash advance), although fees do apply: International transaction fee: 2% of the cash advance.

Can I withdraw money from my gem visa?

How much cash can I withdraw from Gem Visa?

10.4 Maximum daily withdrawal limits apply to your card: • $1,000 for ATM cash advances; • $3,000 for over the counter cash advances; • your available credit limit for EFT terminal purchases (other than Visa payWave purchases) and promotional transactions; and • $80 for single Visa payWave purchases with a maximum of 3 …

How much can I withdraw from Gem Visa?

How much can you withdraw from Gem Visa?

What bank does gem Visa use?

Latitude Financial Services Limited
Gem Visa is provided by Latitude Financial Services Limited.

How much can I get on LatitudePay?

Per plan, you can make a maximum purchase of $1,500 and hold an outstanding account limit of $2,000. LatitudePay: How much you can spend with LatitudePay will depend on the real-time approval per purchase. A reliable payment history will help increase your limit – you can’t up your spending cap upon request.

How do I get approved for LatitudePay?

How do I know if I qualify for LatitudePay?

  1. Be over 18 years old.
  2. Hold a temporary visa (with 12 months remaining) or be a permanent resident of Australia.
  3. Have a valid credit or debit card (Visa or MasterCard).

What bank does gem visa use?

Can I get cash out on my gem Visa?

Does LatitudePay go on your credit rating?

Application. One thing that makes Afterpay such a popular Pay Later service is that they don’t do credit checks. LatitudePay, on the other hand, does run credit checks.

Can you pay bills with Afterpay?

Yes, you can. Log into My AfterPay and select the invoices you want to pay in instalments.